A contract in which payment of premiums covers the insured against something that may, or may not occur. For example, car insurance covers the insured against accidents, damage or theft that may occur.

Insurance provides protection against events which may or may not happen, whereas assurance (as in life assurance), provides cover for the inevitable - i.e. death of the policyholder.

TOP 10

1. Car Insurance

2. Travel Insurance

3. Insurance

4. Life Insurance

5. Health Insurance

6. Contents Insurance

7. Business Insurance

8. Motor Insurance

9. Home Insurance

10. Buildings Insurance

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