The minimum legal amount of car insurance you can buy must protect you against liability in the event of any accidents you may cause. It is an offence to drive your car or allow others to drive it without insurance.
There are many different levels of cover available, ranging from third party to fully comprehensive cover:
- Third party cover: protects individuals against liability should they injure a third party or cause damage to a third party's property. It does not provide any cover for the individual's own vehicle or property,
- Comprehensive cover: offers protection for accidental damage, theft, fire damage as well as liability towards third parties.
The major features of these two policies are detailed in the following table:
