All UK motor insurance policies automatically provide, at no extra cost, the minimum cover required by law in other European Union (EU) countries. However, this cover does not automatically include damage or theft to your car, and it may not completely cover your liability to other people.
If you're thinking of taking your car to travel through Europe, contact your insurers, who will make sure that you have adequate cover; extending it if necessary.
Green Card
Your insurers can also supply a Green Card. This is an internationally recognised document which provides evidence that the holder has the minimum insurance cover required by law in the country being visited. Although you do not need to supply this document if you are travelling to EU countries (your Certificate of Insurance will suffice), it is often useful as a recognisable proof of third party insurance.
Be Prepared
Before you leave, ensure that your car is serviced and that you know of (and comply with) the legal requirements of the countries you are visiting. You will also need to take the following things with you:
- Registration document, driving licence and passport,
- Your UK motor insurance certificate,
- Green Card (if issued),
- Details of any breakdown and travel insurance, together with any emergency helpline numbers,
- A fire extinguisher, tool kit, first-aid kit, spare bulbs and warning triangle,
- A GB sticker,
- Set of head lamp adapters,
- Spare set of keys.
Accidents
If you are involved in an accident, contact your insurer (or your insurer’s representative in the country concerned) immediately. Many insurers will supply a European Accident Statement, which enables drivers to exchange facts without admitting liability, whilst the events are fresh in their minds.
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