The best way to find the maximum level of coverage, for the minimum amount of money, is to comparison shop. Contact several companies or agents to compare premiums, benefits, coverage and exclusions.
There are a variety of ways that you can shop for insurance products, such as:
- Insurance brokers can offer you advice about an array of products to find you the one that suits your circumstances.
- Certain insurance products, for example life insurance, can be purchased from an independent financial adviser or other insurance intermediaries.
- You may find it easier to do your own research, and buy a product directly from the insurer over the phone or via the internet.
- You can often find insurance products in the high street: from your bank, travel agent or even your supermarket.
- It's always worth checking to see if your employer offers you any insurance cover as part of your benefits package.
