If you drive a car, you must have adequate car insurance, so that you are covered against liability for injuries to others and for damage to other people's property. It is an offence to drive your car or allow others to drive it without insurance.
However, vehicle insurance is much more than a legal requirement. The right policy can make the aftermath of an accident far less stressful, and protect you against considerable financial loss.
In this section we look at the areas that car insurance will cover, and what you need to understand before purchasing a policy. We also see how those all important premiums are calculated, and what you can do to minimise the chances that you'll ever have to make a claim.
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