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Critical Illness Insurance

critical illness insurance

Advances in medicine mean that the chances of surviving a major illness are greater than ever before. However, the financial consequences of serious illness can be massive. A tax-free lump sum can help ease financial worries whilst you are undergoing treatment and recuperation.

In this section we investigate the reasons that might help you decide to invest in critical illness insurance, and the different types of policy you can choose. We also look at what you need to be aware of before purchasing a policy, including the details of the many different conditions that are covered, as well as the conditions and causes that are excluded.

What Is It?
Providing you with a tax-free lump sum on diagnosis of a serious illness, medical condition or disease ...
Why Do I Need It?
Critical Illness cover will give you money to replace your income, pay off debts and provide you with relief from financial worries ...
Types of Policy
Deciding which critical illness policy is right for you: a stand-alone product, or one combined with life insurance ...
Key Facts to Know Before Buying
Points to consider before purchasing Critical Illness cover ...
Conditions Covered
A guide to the conditions that can be covered by a Critical Illness Insurance policy ...
Excluded Conditions
An explanation of conditions and causes that may be excluded in your policy ...
Critical Illness Insurance FAQs
Your top questions regarding critical illness insurance ...