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Accident, Sickness and Unemployment Insurance

If you are unable to work due to injury, ill health or unemployment, there are several types of policy you can take out to protect your income, or to cover mortgage repayments, rent, loans, bills and other monthly outgoings.

We explain the major features of an Accident Sickness and Unemployment (ASU) policy, and why you might need to consider investing in this cover. We also answer all your frequently asked questions about policy benefits and claim conditions.

What Is It?
Offering financial protection against the effects of unemployment, disability, accident or ill-health ...
Why Do I Need It?
Accidents, ill-health and redundancy may be more common than you think ...
Types of Policy
Policies may protect your income or specific credit repayments for a year, or even up to retirement ...
Key Facts to Know Before Buying
What to look out for in a loan or income protection plan ...
ASU Insurance FAQs
Your most frequently asked questions about Accident, Sickness and Unemployment Insurance and loan & income protection ...