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Level 4

The top tier of breakdown cover is the most comprehensive level of policy without including the additional option of European breakdown cover. Policies usually include additional benefits to cover almost any eventuality should it not prove possible to fix your vehicle.

Although some elements of the top level of breakdown cover will vary slightly from company to company, in general, they all provide at least the following assistance:

Roadside

Assistance if you have broken down more a specified distance from your home (usually about quarter of a mile)
If your car can't be fixed by the roadside, you and your car will be taken to the nearest garage or an alternative local destination of your choice, provided this is no further.

Rescue or Relay Cover

If a local repair cannot be arranged following a breakdown at the roadside, you, your car, and up to 8 other passengers will be transported home or to any mainland UK destination of your choice.

Home Start

Breakdown assistance if you break down at home, or within quarter of a mile of it. If you car cannot be fixed promptly, you and your car will be taken to the nearest garage or another local destination, provided this is no further.

Rescue Plus / Relay Plus / Recovery Plus

If you break down away from your home and a prompt repair is not possible, the company will either arrange overnight accommodation, a replacement hire car for up to 48 hours or reasonable onward travel expenses.

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