Annual Mileage
The more you drive, the greater the risk of you having an accident. Drivers with a low annual mileage will pay less than those who drive further.
Parking
Where you keep the car will also affect its insurance rating; those kept in a garage will attract lower premiums than those that use off-street parking. Cars that are simply parked on the road will pay the highest insurance premium.
Type of Use
Insurance companies aren't usually keen if you use your car for business use. Restricting its use to social, domestic and pleasure will result in a far lower premium.
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