Getting the finance for a new car through the dealer is a very attractive option for many people - it can certainly be the quickest and easiest way. However, it's always worth bearing in mind that you may not always get the best rates from a dealership, especially when you consider that financing is where they really make their money. However, you may find that many of the discounts offered by dealers are dependent on you taking finance with them. Do your sums carefully and be prepared to haggle with them, and you may well find yourself a good deal.
There are four major types of dealer finance: hire purchase (HP), zero percent finance, leasing and personal contract plans (PCPs); each one suited to a different type of buyer and their individual needs. You can find out more about each variety by simply selecting a link from the menu below.
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