If you've set your heart on a new car, there's a small (or not so small) hurdle to overcome before you can drive it away - it has to be paid for! There are a variety of ways you can arrange finance for your car, with some methods suiting different types of buyers better than others. Although many of us simply plump for car dealers' finance without looking at the options, this can mean that we end up hundreds, or even thousands, of pounds out of pocket.
However, the key point to remember is the final cost, which will depend on the monthly payments and any additional payments at the end or start of the deal, the interest rate you're paying, the length of the loan and any penalties you might incur if you're able to pay off the loan early.
We'll help to guide you through the maze of car finance, with tips on dealership offers such as hire purchase and personal contract plans, along with advice on arranging your payment independently, using a personal loan, credit card or remortgage.
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