Reducing Your Debt

If you have taken steps to manage your debt and have made agreements with your creditors to clear your arrears, then the next step to take is to reduce debt as much as possible.

This will involve making sure you have the maximum amount of income available to you, and that you reduce your spending to an absolute minimum. In this section we look at the best ways of going about this, with hints and tips to help you clear your debts quickly, and in some case write them off completely!