A current account is a must-have nowadays. But because most current accounts offer the same package of cheque book, cash/debit card, direct debits, standing orders, overdraft facility, and the option of accessing your account by phone or over the Internet, it's easy to assume that there's not much to choose between them. That's what the traditional high-street banks would like you to think. However, some accounts - particularly those from stand-alone Internet banks - offer a much better deal than others.
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