0ne of the least attractive aspects of being a householder is having to cope with all the bills. The consequences of not paying them can be severe - ignoring utility bills can mean having essential services cut off, while failure to pay your rent or mortgage could lose you the roof over your head. So making sure that you have your regular bills covered should be a top priority. Once you have taken control of your day-to-day finances, you should also consider how you can plan for future financial commitments and meet unexpected demands on your resources.