If you've built up a solid chunk of savings, you've just had a handsome bonus, or perhaps have been lucky enough to inherit some money or win a few thousand on the lottery, you can be left wondering what to do with the extra cash. A lot depends on your personal circumstances, what you want the lump sum to do for you, and how big it is. But on no account should you make a hasty decision or assume you must rush to invest the money. Take time to explore all the options, and consider getting financial advice.