Website: http://www.igrp.co.uk/
Phone: 01923 426426
If you're non-status; i.e. in the grey areas of self-employment or perhaps the proud owner of a CCJ; then try an IGroup mortgage. If nobody else will lend to you, IGroup probably will, but at a higher premium.
IGroup is a specialist lender- they want to lend you money if nobody else will, in other words you're a non-status customer. IGroup have been around for only 3 years, although you might previously remember them as Ocwen.
This might be a good moment to ask just what "non-status" means, because it's changing fast. Five years ago anyone without proven accounts was non-status. These days, in a changing job market, mainstream lenders are far more accommodating. If you want flexibility, self-certification, or are buying a right-to-buy property, chances are you can get a deal without buying a non-status IGroup mortgage. However, if you have CCJ's or a bankruptcy against you, then this is the kind of company to talk to- but you will pay more than your financially well-behaved neighbours!
The nature of non-status mortgages is such that each IGroup mortgage is considered individually, so neither an interest rate, nor an idea of fees, can be found on the website- you'll have to get in touch for an assessment of your personal needs. In general, the more convictions you have, or the more recently they were applied, the more you'll pay for a mortgage.
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