NSAs come in three flavours, mainly differentiated by how easy it is to get access to your money if you need it.
| Type of account |
Minimum investment |
Access to your money |
Interest |
| Ordinary |
£10 |
Up to £100 on demand; (£250 if regular customer); rest within a few days |
First £70 a year is tax-free. Variable |
| Investment |
£20 |
You must give 30 days' notice or lose 30 days' interest |
Variable |
| Mini cash ISA |
£10 |
Within seven working days |
Tax-free. Variable |